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Credit Processing Officer

NQR Code:QG-4.5-BF-04463-2025-V2-BFSI

  • Old Code: QG-4.5-BF-04463-2025-V2-BFSI

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About this Qualification

Job Description

A Credit Processing Officer is responsible for processing loan applications, verifying customer documents, ensuring compliance with regulatory norms, and coordinating with stakeholders for loan payment. The role requires attention to detail, analytical skills, and an understanding of banking regulations.

Eligibility Criteria

Criteria 1 Criteria 2 Experience Training Qualification
Pursuing 1st Year of 2 year diploma after 12th Completed No Experience None
3 year Diploma after 10th Completed No Experience None
Completed 1st year of 3-year/ 4-years UG Completed No Experience None
12th Passed 1.5 Years None
10th Passed 4.5 Years None
Previous NSQF qualification of Level 4 1.5 Years None
Previous NSQF qualification of Level 3.5 3 years None

Progression Pathway

  • NSQF Level 5 - Team Lead - Credit Processing NSQF Level 6 - Manager/ DM - RAC

Learning Module In Job Role/Qualifcation

National Occupation Standards (NOS)/Module NOS Code Mandatory/ Optional Estimated size (Hours) Nos Credit Level
Verify and process loan applications BSC/N2313 Mandatory 120 4 4.5
Ensure compliance with regulatory and internal guidelines BSC/N2314 Mandatory 60 2 4.5
Coordinate with stakeholders for loan approval and disbursement BSC/N2315 Mandatory 120 4 4.5
Maintain Customer records and communication BSC/N2316 Mandatory 60 2 4.5
Employability Skills (60 Hours) DGT/VSQ/N0102 Mandatory 60 2 4
Elective 1: Process Home Loan BSC/N2317 Mandatory 60 2 4.5
Elective 2: Process Loan against Property (LAP) BSC/N2318 Mandatory 60 2 4.5
Elective 3: Process Gold Loan BSC/N2319 Mandatory 60 2 4.5
Elective 4: Process Personal & Student Loan BSC/N2320 Mandatory 60 2 4.5
Elective 5: Process Secured and Unsecured Asset-Backed Loans BSC/N2321 Mandatory 60 2 4.5
Elective 6: Process Vehicle Loans BSC/N2322 Mandatory 60 2 4.5